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Australia’s Traditional Industries: Examples Of Successful Digital Transformation

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Digital transformation has recently been proven to be successful, even in more traditional industries. The technology that is available has increased levels of digitisation around the country, often in industries where we wouldn’t have thought it possible. Looking at a few of these sectors below, we can see how adapting to digital technology will not only increase efficiency but drive improved profit margins overall. 

digital money online

Farming and agriculture

Many farmers believe that more traditional ways of farming are best, however there is a new generation of agricultural students that are being exposed to new farming technologies. These technologies are expected to help ease and streamline farming and agricultural industries and drive them forward into the future. For those looking to digitise their business, there is a wide range of new technologies to adopt.

A strong case is being made at expos around the country for the integration of digital technologies into farming and agricultural practices. These expos showcase the latest technology on the market, from remote cattle station tech to state-of-the-art vineyard processing equipment.

Activities and entertainment

Across each generation we see a gradual move toward more technological and digital forms of entertainment. For boomers this may have been the television, and for millennials it was the introduction of the smartphone. Children today learn how to interact with ipads before they learn how to read. Companies like Sony have dominated the market with the introduction of their online gaming hub where players can interact with other like-minded people from around the world. A far cry from the days of Atari and Nintendo 64.

Online entertainment has revolutionised the way that we interact with people. Digital environments like those created by online casinos and social media networks have successfully adapted the ways in which we find and create experiences. We have more entertainment available to us than ever before, and all at the touch of a button.

Simplifying government communications

When the MyGov portal was released in 2013 the focus was to provide basic functions by securely connecting Australians to government services. By providing Australians with a digital GovID that is verified and secure, digitisation has remarkably improved the convenience of accessing government services for all. Where you would once have to visit multiple offices, which was not always convenient for those living in remote and rural areas, you can now interact directly from the comfort of your own home.

The digital transformation process for a range of government departments has also improved their communications to the public. The ATO now posts regular updates about important changes to the rules regarding taxation and superannuation via the MyGov site, which helps many Australians to keep a firm grasp on the current laws. Where you would once have to consult a tax agent who would check the laws in massive printed volumes, you can now access everything you need directly from the portal, providing both independence and freedom for those who wish to handle their own tax affairs.

Automotive sales industry

Something as simple as shopping for a new or second-hand car has been transformed by digitalisation. A search of Australia’s CarSales website will provide you with an extensive range of new or second-hand cars for sale in your area. This form of digital transformation is a great hybrid, as it doesn’t diminish the need for car dealerships and allows for the personal connection involved in the process of buying a car. Even those who still prefer the traditional method of visiting a dealership will research the closest vendor and explore their options via a smartphone.

No matter what industry you work in and where you are located, you can experience the positive effects of digital transformation. From farming to gaming, there’s no stopping this tech tidal wave of improved productivity and increased accessibility.

How to Hire a Car in Australia | What You Need to Know

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If you plan to visit Australia, you need to know that a car will be essential for easy transport. How much time you will be spending in the country also matters when it comes to your mode of transportation. If you are staying for weeks, hiring a car will do you good, but if you plan to stay for months or even years, purchasing a car will be economical. Australia is considered one of the countries where people are allowed to drive at a young age. At 14, you can drive under your parent’s supervision. Most states will offer you a driver’s license at the age of 17. These qualifications, however, change when it comes to hiring a car in Australia. Here is what you need to know

1. You must be 21 or older

Car hiring companies will only allow you to hire a car if you have attained 21. If you are an Australian citizen, this means that your license will be three years old. If you are a visitor, you should have an open license that has been operational for at least one year. additional charges are given to people below the age of 25 and above the age of 75.

2. A car hire insurance is mandatory

If you are planning to travel to Sydney and need car hire for special events, you need to understand that an excess cover is necessary. This insurance will cover you against damage to the car and other properties.

3. You pick the car when it’s a full tank, and it’s expected to return that way

Whether you pick the hired car at the airport or a designated point, the hiring company will bring the car when it is fully fueled. It is expected of you that it is as it was when you received it on the day of returning. If you are coming from overseas, it will be better to book a classic car hire in Sydney online.

4. You need to stay in contact with the hiring company the whole time

When you hire a car, the hiring company has the right to know where you are taking their car and what you are doing with it. For example, it is prohibited to take a rented vehicle into ferries. That is why you need to have GPS either on the car or your mobile phone.

5. Adhere to the road rules

Australian roads are well taken care of, and any mistake you make on the road will warrant infringement notices sent to the hiring company. Be assured that this will cost you a lot. Here are some basic rules you should never forget.

  • Keep left when driving.
  • Don’t make left turns on any red signals.
  • Drunk driving is a crime. If you exceed the 0.5% limit, then you are on the wrong side of the law.
  • Seat belts on all seats are compulsory.
  • Never use your mobile phone when driving.
  • Pay your fines before leaving the country. Failure might lead to the refusal of car hires or the cancellation of your visa to the country.

10 Tips to Find the Best Massage Therapist in Australia

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The whole process of massage will be determined by the skill of the massage therapist you chose. Therefore, it is essential to consider some factors before scheduling a session, as this will dictate if the event will be a great one.

1. Ask for referrals

Your family or friend who mostly gets massages can get you information on why they love going for the sessions. In addition, they can provide you with a list of professionals who can attend to you.

2. Reading of reviews

It is always good to go through reviews online and see what others have to say regarding location, surroundings, and the quality of services rendered before settling for a choice.

3. Check availability

The type of meeting, variety of services being provided, and the days convenient for you will help you decide. The schedule for appointment booking and letting your therapist be aware can enable you to get a good spot.

4. Inquire about experience and licenses

Please check on their experience to ensure that you acquire the best services. Some therapy methods also require specialized training; hence, it is always important to ask to get a general idea of your ideal therapist.

5. Attend Pre-massage Consultation

Going for consultations will enable you to make the right choice since a proper analysis is done on you, past medical issues, and what you want to achieve is determined. With this, proper targets will be placed for your program.

6. Determine your need first

The various therapies are tailored for a specific situation and expectation. For example, patting off the upper body or spine stretch is meant for a specific office syndrome. The service will base on the training of the professional on how to conduct the therapy. You can also find a remedial massage in Brisbane Northside is for relaxation.

7.Consider the location

It is essential to look around you first. The distance and your willingness and frequency to travel will make a difference if you create time to fit into your schedule.

8. Communicate with your therapist

Good communication will ensure you get the best experience; hence it is essential to have a genuine conversation with your therapist.

9. Knowing your preference

The service to be provided will be based on your preference in terms of the gender of the therapist and the nature of the atmosphere you like. Some people prefer home-based sessions. You will know your therapist well and how helpful they can be.

10. Inquire about the costs

Ensure that you have asked about the fees of the therapy and if there are discounts. It will enable you to work within your budget. Different modalities vary in rates, and some may have concealed charges.

Final thoughts

With the above tips covered, positive results can be achieved, and there is a need for people to be more driven towards their physical health. A relaxed body can increase productivity and mental stability. Consider paying a visit to your therapist frequently for improved wellness of the body.

Melbourne Spring Racing Carnival Economic Impact

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the cup for racing

Have you heard of the Turnbull Stakes, The Sandown Guineas or the Moonee Valley Cup? These races run during The Melbourne Spring Racing Carnival. It is among the biggest and best events that appear on the sporting calendar. Organised in Melbourne, it occurs during the spring season and attracts many contestants from all over the continent. Besides the race, the carnival brings lots of foods, wine, fashion, and entertainment worldwide. As such, the economy in Melbourne and the cities around blossom during this time of the year. This article explores the economic impact that Melbourne Spring Racing Carnival has on the city and its environs.

It Generates Business Opportunities for the Locals

At the onset of the carnival, you can feel the heat from Melbourne. Local businesses begin to brace up to receive visitors and host them in the best possible way. They will start preparing all categories of cuisines and drinks. The hotel industry also blooms as these visitors find a place to stay during the carnival. Most hotels are usually fully booked by this time, hence making full returns for the owners. It is a beautiful time for the locals to reap massively.

It Boosts the Economy by Far

Festivals such as carnivals attract visitors. Visitors will be spending money while in the city, which boosts the local economy (on-site and the environs). For example, those attending the carnival will spend on admission fees, parking fees, food, beverages, and souvenir sales. If every person spends at least $40 per day, this translates into rich pockets for the locals. Looking at a broader perspective, the visitors will make stops at the local gas stations, restaurants, and souvenir shops. When night time comes, they will be spending time at the hotels within the city, bringing more revenue to the locals. Even the Turnball stakes go up. It is a win-win situation.

It Promotes Tourism in Melbourne

When visitors come to the city for the carnival, they are tourists. They will spend time at the carnival for a few days, bringing more money to the city. If they are not at the festival, they will visit the nearby attractions such as museums, national parks, theme parks, and resorts for some outdoor fun. It is a great time to explore Melbourne. As they move around, they will spend on different things such as food and hotels, contributing to more profits to the locals. It is a touristic event that wins better returns for Melbourne. If one sees great spots in Melbourne, they will tell more people about them, promoting tourism. Even better, they might plan to revisit the city and further explore.

It Brings Pride to the Community

How does it feel when you host visitors in your home? Visitors always come with great things. Hosting the Melbourne Spring Racing Carnival alone is a prestigious title. The greatest thing about it is that it comes with goodies and profits for the locals in business. In preparation for the event, Melbourne’s administrators’ prep the city and venue in order to accommodate the visitors. It is a plus for the residents.

Carnivals are great. The Melbourne Spring Racing Carnival has been happening every year and has brought loads of benefits to both the attendees and contestants. While they focus on the core values of the business, Melbourne rejoices from the huge economic benefits. It is a touristic event that stimulates tourism growth, the growth of the business, and Melbourne’s economy at large.

Top Reasons Every Business Absolutely Needs SEO

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Unless you have been living under the rock, you will know that SEO is important for visibility and greater searchability. Especially if you have plans to take your brand to the next level, it is important to invest in SEO right now. Unfortunately, many businesses are not known for getting the right SEO for their brands. This is why they often lag behind the contemporaries in the search engine and do reach out to the audience. For your information, SEO is a valuable marketing tool and has much more to offer than you think. Here are a few reasons, why every business needs SEO:

1.               Organic Search is the Need of the Hour

In simple words, organic search is a huge part of a business websites’ success. It is acknowledged as the critical component of any website as it can convert visitors into customers. As most marketers will tell you, Google has a large say in the search market as compared to its competitors such as Yahoo, Yandex, Baidu, and others. This doesn’t take away from the fact that the other search engines don’t contribute to your brand’s visibility. The truth is, Google owns around 755 of the search market, which is staggering. Therefore, when you settle for SEO practices, following the SEO guidelines will become a must. This is why you need to look for an seo agency that understands your requirements and comes up with the best solutions.

2.               A Better User Experience

Gone are the days when customers were only concerned with the core product and service. Today, a modern customer will see how you value them because they have a large number of options to choose from. Today, Google has learned how to interpret a website in the favor of the customer. This is crucial for the success of any business because no company owner wants to lose a prospective client. Customers are very clear about what they want. So if your website does cater to them, they will get repulsed and look for other options available.

3.               SEO Builds Trust

Long story cut short, the goal of a well-put SEO tool is to build a strong foundation for any website that gives a top-notch user experience. Bear in mind, a customer will always swoon over a website that appears in the earliest searches of Google. So if you manage to pull up your platform at a higher position, customers will eventually put their faith in what you have to offer. However, there are plenty of elements that are checked when a website is ranked such as the quality of backlinks, on-page content, positive user behavior, and a lot more. Only an experienced SEO professional can help you achieve the best results in a short time.

4.               Better Conversion

With the rise in the global domination of mobile traffic, local search has become the need of the hour. Keep in mind, local SEO is aimed at improving your website’s ranking in the local search. This means, people can quickly find you on the web, which will put them one step closer to making the final transaction. Local optimization is focused on specific towns, states, cities, and regions. It is aimed at establishing the message of the brand at a local level for maximum coverage.

An Australian Investors Guide To Tax Depreciation

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tax dep

It pays to get ahead in life. To build your wealth, prepare for retirement, leave a legacy for your children and live comfortably. 

There are many ways to go about this, from investing in stocks to superannuation or term deposits. And one way that has proven itself time and time again is investing in real estate. 

But if you’re a property investor, do you know everything you need to know about Brisbane tax depreciation?

In this informative article, we’re going to share some tips about tax depreciation as it relates to property investment.

What is Depreciation?

First, an explainer is needed. Depreciation, in tax terms, means a reduction in the value of an asset over its lifetime. For instance, a new car is a great example of a depreciating asset – it loses value the minute you drive it off the lot. 

But property usually appreciates, you say. This is true. But claiming depreciation on your investment property against your other taxable income, say from employment or your business, is a good move for tax purposes.

How Do I Do It?

To begin with, you should engage a qualified surveyor to inspect your home and prepare a report. You then take this report to your accountant. 

Why can’t you just use a value estimate, like the ones you find online? Because the law says that if your property was built after 1985, only a surveyor can estimate the construction costs. 

You need the technical expertise of a surveyor to do this.

What If I’ve Renovated?

You can still claim depreciation in this case, but you need to know how much your renovations cost. So always keep copies of all contracts, invoices and expenses incurred in the course of your renovations.

What Are The Expenses?

The cost of preparing a tax depreciation schedule will vary due to different factors. These may include the type of property you’ve purchased as an investment (residential, commercial or industrial) as well as its size and location.

Also, the surveyor fees are completely tax-deductible. 

How Much Will I Save at Tax time?

Again, it will vary based on individual circumstances and the property. There are some pretty decent depreciation calculators online, so a quick Google can help you estimate. 

It’s not worth paying for an estimate, only for the surveyors’ report.

What Can I Claim?

Let’s say you’ve built your investment property new, on land you acquired. In this case, you can claim the cost of building the property. But, there’s a catch. It gets spread over 40 years. This is the duration the ATO claims a building lasts before it needs replacing. So, for a $400, 000 building, you can claim $10,000 a year over that 40 years.

You can also claim depreciating assets that you have installed in the property. This may include light fittings, ovens and cooktops, carpets, air conditioners, bins, range hoods and other fixtures and fittings. 

Again, these get claimed throughout their lifetime. So carpets will last ten or so years, air conditioners 10-15 – you get the idea.

Tax Claim Conclusions

In this article, we’ve explained all about depreciation as it relates to investment properties. You’ve learnt how to have your property valued, as well as what you can claim as tax depreciation. Again, it’s hard to estimate how much you will save at tax time, but investing in property and using depreciation schedules can be an effective way to offset your other taxable income. So, now you’re informed and ready for tax time in a few months. 

Can You Use A Credit Card To Send Money Overseas?

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What do you do when an emergency occurs that you have to attend to, and the payday hasn’t arrived? Now is the time to explore the options that allow you to send money online, especially those that accept funding from a credit card.

Using A Credit Card

A credit card is an excellent way to buy goods and pay for services when you have no money. Similarly, you can use your credit card to transfer funds to your friends, family, or businesses across the globe. However, it would help if you shop right for the service provider, so you don’t pay hefty charges.

Similarly, several money transfer services allow you to transfer funds across the globe, but not all accept credit card funding. That means you may need to find out which one will take your funding method. Some of the options you have include bank wire transfer, PayPal, Remitly, or Western Union.

Challenges of Using a Credit Card

Using a credit card may be too costly, depending on the service you’re using. Bank wire transfer, for example, often costs higher than the other methods. Even though most services may be fair, currency exchange may still be a stumbling block since the rates change almost daily. Similarly, some transfer services also charge a high interest rate from the day of transfer.

However, you may find a fairer choice by shopping for the right provider.

Things To Look Out For While Sending Money Internationally With A Credit Card

Using a credit card to fund international transfers is typically costly compared to debit cards or your bank balance. However, some situations necessitate the need to use a credit card for your transfer. If that’s the case, consider these factors to get fairer costs.

1. Consider Service Providers That Specifically Focus on International Transfers

Services that exclusively offer international transfers often provide better exchange rates and fairer transaction fees compared to banks.

Similarly, most of the transfer apps offer additional advantages, including the ability to track your transfer status. This service may be available whether you’re transacting to a bank account, mobile wallet, or cash pickup location.

Even so, remember that funding your transfer from your credit card account still comes at a fee from the card issuer.

2. Review The Fees and Exchange Rates

Some companies apply higher transaction fees and exchange rates on international transfers, regardless of whether you’re using a debit or credit card. Before you settle on the service provider, review charges from a few options, understand their fees and the fine print so you don’t fall prey to high costs.

When To Use A Credit Card on International Transfers

Funding your international money transfer using a credit card may not be the best option considering the high costs involved. However, it can be the right way to go through your transfers if:

• You have a financial emergency to attend to, but you have no other means of funding

• You earn royalties from reward programs such as frequent flyer miles or cash back.

A credit transfer may be convenient but is a bit costly. As a result, it’s best to treat it as the last resort if you don’t stand to gain any benefit from the transaction.

The incredible rewards of supporting charitable causes

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Charitable causes have always had an important place in the world. While so many of us are truly blessed to have wonderful lives where we are in no immediate danger or disadvantage, there are so many individuals who unfortunately are not in the same position. As such, it ought to come as no surprise that charities have always had and will always have an important role to play in the world around us and the way that we navigate and appreciate the world for what it is and what it has to offer.

Individuals who are in a position of advantage and privilege often find themselves questioning if they should take the time and make the intention to donate to charity. For some individuals, the question is easy to answer and to follow through with meaningful and lasting action and impact. For others, that question sometimes comes with further questions. So, it certainly pays to acknowledge and understand the rewards that always come hand in hand with donating to charitable causes – and the lasting impacts that donations have.

Donating to charity

Making the active and conscious decision to donate to charity is a decision that is, above all else, the acknowledgement and intention of an individual in a position of privilege to donate and improve the lives of individuals (human or otherwise) and/or the world in a meaningful and lasting way. Donations to charitable causes are designed and intended from the ground up to effectively and successfully go into improving an aspect of life as we know it and for this reason they have always been important causes to support and they always will be important causes to support.

The rewards of supporting charity

The incredible rewards of supporting charitable causes are rewards that so often (if not nearly always) go hand in hand with the understanding that by investing some of your hard earned money into someone or something else meaningfully positive, you are improving the world in one way or another. That feeling of doing a good deed is one of the biggest and most important rewards. Additionally, donating to and supporting charitable causes comes with the reward of knowing that you are doing a good thing with no self interest involved in the process. And finally, there is also the awareness that charitable causes are such because they are important. And there is no better investment than an investment in bettering the world.

The overall goal of charity donation

For anyone and everyone who donates to charitable causes, the overall goal of charity donation is very much a goal that is intrinsically linked to collectively and individually working towards having an active hand in creating a better future for us all. The world can always do with more good. So, it makes all the sense in the world that the overall goal of charity donation and support is to continuously take steps towards improving the world in one way or another.

Keep emotions at bay in trading

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photo-1563986768711-b3bde3dc821e 60 reduced

It is very common for beginners to get emotional during their trading sessions. As it is the largest financial center in the world, the expectation to strike reach overnight is very intense among the investors. As a result, they will try to implement techniques that are not only harmful but incredibly rewarding as well. Only 5% of the investors make it out of currency trading but the rest loses their capital. Many flaws can contribute to this outcome but the majority of failures occur due to not being able to manage the emotions correctly. Even if the methods are correctly followed, without a proper emotional management process there is no way to make consistent profit in the long run.

From experts to beginners, all of them have to go through the same difficulties. In this article, we are going to elaborate on some techniques that will help the nervous to check their emotions and also undertake meaningful strategies that will help them to make a profit. We expect our readers will understand some basic tricks that will help them to better confirm their emotions even during the financial crisis.

Mentally prepare for losses

We cannot emphasize enough how much important is the mindset of investors. Even if the trend is appearing in a favorable direction, a smart person will always have some backup plan that will be executed in case something goes wrong. It is incredibly difficult to forecast where the price will stop let alone resuming the future result. To minimize the losses as much as possible it is highly advised to prepare mentally before every trade so that it does not have a mental shock. There are various benefits of this strategy. The first is, you will not be shocked if the order is not executed S plant. This will keep the nerves cool and you will be better prepared for the next order.

The second advantage is there will be no hasty decisions made by the people. It is commonly found that people begin to lose money as soon as they have lost the initial trade. Every attempt to recoup the forgone investment results in failure.

Ability to endure losses

Without having the strong ability to endure losses, it will be hard to become skilled at trading. Most people will lose money and struggle hard to improve. When you become skilled at analyzing the market dynamics and accept the losses, the growth of your trading accounts balance will be exponential. Before you start taking the trades, spend some time in the paper trading account and you will be able to boost up the trading performance. Forget about the quick money-making tips so that you don’t have to wait for big profits. Execute smart orders to improve your skills like a professional trader.

Never act in the spur of the moment

This is an inevitable role that must not be broken. No matter the outcome, make sure there are no inconsistent techniques that are being implemented immediately. Human beings begin to lose their concentration whenever there is an unprecedented outcome. The industry knows it better therefore some scammers are trying to convince people to buy some crap formulas that are supposed to help them to make their dream come true. Imagine if a person has lost $10, it would be logical for him to invest $2 for an amazing eBook that will shed light on techniques used by the professionals. This example of an individual who is lost in his thoughts.

In every situation, try to stay calm and think of a solution rather than complicating the circumstances. Take a small break after every trade whether the result is a profitable outcome or financial fail as it will help to clear the mind. This is a long-term business where the right action can determine the outcome.

How to do a Vins Revs Car history finance check in Australia

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A revs check or vins check used to be free on the government website before, but now they charge you $4  $2 currently for a vins check. This will also depend from state to state. WA, SA, VIC, NSW, ACT, TAS & NT have their own laws around this

toyota car check

The new website for vins check is http://www.ppsr.gov.au/ (direct links below for checking)

Did you know that if you buy a used car with money owing to a financier from a previous owner, it could be repossessed? (check below for more tips on what to look for while buying a motor vehicle)

Everything you need to know about  VINS number  for vehicles in Australia

  • A vehicle identification number is also known as a ‘VIN’ or a ‘Chassis’ number.
  • A VIN is the 17-character identifier recorded on most vehicles built after 1988.
  • A VIN can only be made up of the following characters: 0-9, A to Z (uppercase) excluding letters I, O and Q.

Before purchasing a used vehicle, you should always do a REVS or VINS check to see if there is any money owing on the vehicle you are buying.

If you type in vins check OR revs check as it is also known, on google or other search engines, you will get many results showing websites available which will do this check. Unfortunately, these websites are only there to make money and will charge a hefty fee compared to the government website as below.

Go Here – Main website

https://transact.ppsr.gov.au/ppsr/Home?li=False

motor vehicle search australia

You can either click on Quick vehicle search link on that page or Then here – to quick vin search or search by serial number or then go here >>

https://transact.ppsr.gov.au/ppsr/QuickVINSearch?li=False

The click the continue button

government website

To go here

third step in process for checking car chasis number and finance owed on motor vehicle

Enter the vins/chasis number and make payment by credit card and you will get details of the check done in next screen, with a email also sent to your with report and receipt immediately.

You can retrieve the search done as well at a later date if you wish with the search number, they email you.

Here is the rate comparison for a revs or vins check on different websites

Official govt website Vins search –$2

Compared to private agencies  below

  • www.revscheck.com.au/Australia‎  – $36.95 for a car history report
  • www.carhistory.com.au/REVSCheck‎  $36.95 link goes to same website
  • http://checkvin.com.au/ – 9.90

After signing transfer papers and Transfer of the Registration

After you purchase the vehicle, you must visit a Motor Registry within 14 days to transfer ownership of the vehicle to your name.

You will need:

  • your proof of purchase
  • at least two forms of identification

and money to pay the stamp duty and transfer fee

What to look for while buying a motor vehicle

Here are some helpful questions to ask when buying a car, motorcycle, or other vehicle from a private party or dealership:

  • Are you the owner of the vehicle? How long have you owned it?
  • How has the vehicle been driven? (Around town vs. long trips)
  • What major work have you done on the vehicle? Do you have receipts?
  • Did you buy the vehicle new?
  • Has it ever been wrecked, had body repairs, or been repainted?
  • Do you have the title?

What to check for in the vehicle you are buying

  • Make sure everything works, including the radio, heater, windshield wipers, lights, and turn signals.
  • Check the brakes
  • Check the tires — look for good treads and matching tyre rim sizes.
  • Check under the hood — look at the battery for leaks, check for dirty oil, check the hoses, etc

Dont get fooled by websites that charge you much more that official rates for the same data and checks , get your checks done by using our links above.

The official website is the Personal property securities register and ti is maintained by the government body Australian Financial Security Authority.