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Reporter

Australian Small Business Grants in 2019

April 29, 2019 by Reporter Leave a Comment

The Australian government is giving small businesses a boost with financial help in the form of payment incentives, tax credits or grants. To qualify for a grant, your business should be a start-up or a small and medium-sized business. The annual turnover of your business may come into play if you want to apply for some of the grants.

We will explore some of the business grants available to your business below.

Australian Government Entrepreneurs Program

To encourage productivity, competitiveness, and commercialization of ideas, the Federal Government is providing this grant to entrepreneurs. To accelerate commercialisation, the grant will give funding of up to $1 million for any process that goes into bringing a new product, service, and process into the market.

small business outlook  2019

Business advisors will be at hand to mentor and help in implementing strategies. They will also help create a business evaluation action plan that will recommend how to grow and improve. 

Your business must have an annual turnover of between $1.5 and $100 million. The company must also be in a particular growth sector like manufacturing, mining technology, medical-technology agribusiness, food, among others.

Start-up and existing incubators will receive up to $500,000 to help them access international markets.

State Government Grants – Victoria

These grants are available for people who live in the Victoria area and are available for anyone in food innovation, Social Enterprise, Defence and Aerospace, exports to Asia and advanced manufacturing.

Anyone who successfully applies will get vouchers that they can use in innovation, market engagement, and business capability.

Winning a state government grant can provide prestige and credibility, with the appearance of a small business critical to help it get off the ground. In addition, the most obvious benefit of this grant is that, unlike a loan, grants do not need to be repaid. This can provide you with a unique advantage over your competition.

According to the short-term finance experts at Maxiron Capital, “The approval of state funding can provide the same boost to a small business or start-up as a small business loan. With no repayments to make there is the opportunity to use short-term financing to scale at speed and drive home the advantage provided through state grants.”


State Government Grants – Queensland

This $50,000 Grant is available for businesses that need to purchase specialised Services or equipment. The grant aims to accelerate the growth of businesses that have high growth and employment aspirations.

According to the Queensland Government, Business Queensland, “Business innovation often requires an up-front investment of resources to develop new ideas, with a view to future profits. For businesses that are unable to fund their own ideas, a range of grants and financial assistance is available to support innovation.”

In order to find the specific grant, you can go over the Grant Directories.

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State Government Grants – New South Wales

The $2000 Grant is for businesses that hire new employees without paying payroll tax. The company will get the grant for every new employee they hire.

There are typically two types of grants for employee hiring, both of which will require you to understand your taxation and legal rights. A Small Business Grant is aimed at small businesses looking to increase their headcount, which means businesses that are paying less than $750,000 a year in wages and therefore falling under the NSW Payroll Tax threshold.

With the ability of grants to transform your business, the legal experts at Southern Coast Lawyers indicate that “you should always be aware of relevant state legislation pertaining to your business. Knowing your legal responsibilities and ensuring you are working within these parameters can ensure you are eligible for business grants when they become available to you.”

Then there is the other typical grant that is the Jobs Action Plan. This is for larger businesses, so it is important to identify which type of grant suits your needs the most.

CSIRO Kick Start Grant

Any Australian SME or start-up can qualify for the $50000 matched funding Grant. 

The fund will aid in research activities done together with CSIRO to grow the business. Your company must have an Australian company number (ACN) have an annual turnover of below $1.5 million, and GST registered.

The research will cover areas such as product development, ideas with commercial potential, and testing of products or materials. It should not be less than a one-year research project.

CSIRO will provide between $10000 and $50000 in matched funding for your research investment.

Certain Inputs to Manufacture (CIM) programme

CIM is a concession which will allow manufacturers in Australia to import specific raw material like chemicals, paper goods, plastic and metal for food packaging, duty-free.

You will only get the grant if you can prove that you cannot get the same quality of the product in the domestic market.

R & D Tax Incentive

The R&D tax incentive will give a company a 43.5% refundable tax, for any costs that arise due to research and development activities.

To be considered for the grant, the company has to be incorporated, and have R&D reductions or costs of $20,000 at the minimum. You must also have an annual turnover of no less than$20 million.

Australian Government Restart Incentive

The Australian Government Restart Incentive is a grant that will go to any business that employs and retains mature employees of age 50 and above.

The company must have a valid ABN, is a member of an unemployment service provider, and should offer the employee a minimum of 20 hours per week. Your company will receive a payment of $10,000 over six months.

Filed Under: Australia, Business, Finance, NT, Perth WA, Sydney, Victoria, WA Tagged With: Lawyers, Markets

5 Tips To Ensure That You Get The Right Personal Loan For Your Needs

April 22, 2019 by Reporter Leave a Comment

personal loans australia

With the accessibility to financing today and also to technology, more Australians can access funding hassle-free. Online funding, for one, has become a very normal part of life where those seeking financing can do so with ease in order to pay for a home, car, boat, business, or any personal project you may be embarking on. Traditional financing institutions have a variety of loan products that can meet the needs of the average consumer, allowing you to pursue your goals.

A personal loan is one of the many products offered through lending institutions, and it allows consumers to borrow money for a variety of projects. Typically, consumers only need to supply lenders with the reason for the loan and other important information related to their financial health. Through the many personal loans, Australia can be the backdrop to fulfilling your financial dreams and goals, once you have secured the right financing to meet your needs.

Continue reading to learn how you can successfully obtain a personal loan that best meets your needs.

Consider The Purpose

When looking to take out a loan, consumers should pay attention to the purpose of the loan because it will help them in choosing a loan program that best suits their needs. For example, when taking out a personal loan used to fund a trip overseas, certain considerations will be of import. For one, the length of the loan is important because you want to pay it off quickly so as to avoid interest. The loan amount is important as well because the trip might not require full financing. When thinking deliberately regarding the loan’s use, consumers are more likely to make wise choices.

Get Schooled On Lending

Consumers should also take time to research different lending practices. In the last decade or so, financing has drastically changed to the point where consumers can choose from a variety of ways to fund a project. Furthermore, with the introduction of online institutions and a quick and easy application process, consumers can access funding quickly and easily. Also, lending institutions have made it possible for some people, who typically would not have access to financing, with the ability to borrow. Finally, with many of the lending institutions competing against one another, usual application standards can supplement an application that might not meet the normal standards.

Compare Rate Types

The two more popular interest rate types are fixed and variable with each having their own benefits. Both rates are set by the market and financing institutions, but the fixed interest rate does not change throughout the life of the loan. The variable interest rate loan, however, changes throughout the loan, and the great benefit to borrowers is that they can get a very low rate loan if the market is good, which decreases the total loan amount financed. Alternatively, if interest rates spike for any reason, the monthly payment can balloon increasing this balance.

Prepare Your Budget

Before you apply, consider putting together a budget to see how much of a loan you can actually afford. A simple budget can list all of your expenses and all of your income. Then, subtract the expenses from your income to get an estimate of how much extra income you have available.

Use An Online Calculator

Figuring out how much to borrow can begin right at home because today’s online calculators make doing the calculations very simple. Many calculators can give you a variety of information including monthly payment, interest rate, time, principal balance, and total payments. These calculators range from the very simple that asks you to plug in information to ones that can calculate for different factors.

Guaranteed Approval

Getting approved for a loan is not a difficult feat, especially with all of the tools available to consumers. In fact, most of the work required to get your loan approved can be done from the comfort of your living room. Ultimately, the more prepared you are before applying the more likely you are likely to successfully find a loan that will meet your needs.

Filed Under: Finance, Property Tagged With: Loans, Real Estate

Property Picks 2019 – How Should Homebuyers Be Investing This Year?

April 15, 2019 by Reporter Leave a Comment

property keys

Source: Shutterstock

Those who are avid property investors will know what an absolute jungle of competition it is out there in 2019. Whether you are someone who invests in property for capital gain or a great rental return, it is important that anyone investing do some research into trends in the property world and proceed with caution. If you’re looking to invest in Australian property this year, here are some insightful tips into exactly where you should be spending your money in 2019. Read on to find out more!

Magnificent Melbourne

If you are looking to invest in property in Melbourne, we highly recommend focusing your attention on the middle to outer western suburbs in 2019. Properties in these areas are highly affordable, and have some of the biggest potential to grow in the coming years. With a number of project home builders focusing their attention on these areas in Melbourne, it is no surprise investors are racing to purchase properties before anyone else gets the chance to.

Some upcoming suburbs in Melbourne include Reservoir, Thomastown, West Sunshine and St Albans. The best properties for investors to spend their money on would be bungalows and townhouses with some land content. For those looking to invest in a home slightly closer to the city, units and townhouses are a fantastic option. Experts advise that if you’re looking to invest close to the city, you should look for properties that are within a 10km radius from the CBD.

The Best Properties In Sydney

If you’re more inclined to purchase property in Sydney, you are in luck. Expert investors believe that Sydney has already experienced most of its property drop, meaning that the first half of 2019 will present investors with some of the best buying properties with the least amount of competition. When it comes to investing in homes in Sydney, it is advised that you focus on houses instead of units due to land restrictions.

The growth in value if you purchase a house will far exceed that of a unit or a townhouse/apartment. In terms of areas to look at, seek out homes with rezoning potential and in urban growth corridors. Other fantastic options are areas which are only just being developed with upcoming infrastructure such as train lines or road projects. If you’re only looking to purchase a unit, it is advised that you look to purchase one that is closer to the city, amenities and near public transport.

Bustling Brisbane

Experts have predicted that Brisbane is probably one of the best places to invest in property in 2019. With a 13% property price growth estimate by 2021, Brisbane is the place for those who are looking for capital gain. Some of the best areas in Brisbane to invest would be the blue chip inner-ring areas that are close to the river and the CBD such as Paddington, Hamilton and Auchenflower. The biggest gains are expected for houses, with median house price expected to grow by 11% in the next few years.

Regional Areas

Last but not least, those who are looking to invest in property in regional areas are in luck. A number of property markets in regional towns are currently thriving, and make excellent investment prospects. Locations outside of capital cities often present the best opportunities for investors as homes are much more affordable, housing supply is often tight and simply because cash flow tends to be a lot stronger in these areas.

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We hope that this article has been useful in giving you some inside knowledge on exactly where you, a homebuyer, should be investing your money in 2019.

Filed Under: Property, Real Estate Tagged With: Home loans, Investing, Review

Respite Care – What to Expect

April 6, 2019 by Reporter Leave a Comment

home and respite care for australia

Respite care describes short-term care solutions, designed to provide caregivers with a temporary break. Respite care options provide caregivers with an opportunity to take a temporary rest, whilst knowing that their loved one is cared for by a registered and trained professional.

Respite care is therefore flexible and can be tailored for each individuals needs. For example, temporary care can be provided for the elderly, or for those with conditions that require supervision. Care can also be offered from hourly to weekly, in the comfort of your own home, or within a residential care home. If you have questions about respite care in NSW, read on to find out what to expect.

Home Care

One of the most important features of respite care is that it is designed to provide individualised and flexible care. Many people choose to receive home care after recovering from an operation or illness, or simply when extra help is required for some of life’s daily tasks. Respite care providers can assist you or a loved one with various tasks including personal care and with completing household chores.

Respite care providers step-in to complete the tasks that are performed by your usual caregiver. At home care is therefore structured with flexibility in mind, ensuring that the care provided is specific to the individual and their needs. Some clients may require constant supervision and care, while others will only require care for a few specific hours each week.

Residential Facilities

Residential facilities can be utilised for an overnight stay, or for an extended period of time. Respite care provided in a residential care facility is a great option for any primary caregiver that requires a temporary break, but who wishes to ensure that their loved one is cared for in a supervised environment. Many leading residential facilities offer numerous accommodation options, including single or shared rooms. Many will also offer various social activities, including day trips and activities. These programs are a great way for individuals to make friends and participate in group activities.

Many individuals choose to receive respite care at a residential facility as a trial when considering whether or not to enter into aged care. Having an opportunity to stay at a facility temporary can be a good opportunity to decide whether or not it is the right fit.

Reliability

Respite care providers are trained professionals. Before choosing to hire a care provider you can review their requisite qualifications and other additional training they may have undertaken. Many professionals who care for those with disabilities, Alzheimer’s or other individual conditions, will carry additional qualifications and experience working with patients with the same needs. Industry leading respite care providers will ensure that your loved one’s caregiver is experienced and able to assist with any individualised care requirements.

Costs

As the options of respite care available are so varied, so too are the costs involved. Whilst some services will be charged by the hour, others will be charged by the number of days or weeks. The costs of the service will also vary depending on the level of care and supervision that is required.

Some individuals may be eligible for government funding or other financial assistance programs in order to subsidise the costs of respite care.

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Respite care is a fantastic option for any caregiver that requires a temporary break, or any individual that requires additional care for a short or extended period. With so many flexible options available, respite care can include as much support or care as each individual requires. From help with shopping and household chores, to expert care for disabilities or health conditions; respite care is an affordable option for every family.

Filed Under: Business, Small Business Tagged With: Careers, House, Websites

What is a Surge Diverter and How Does It Work?

April 2, 2019 by Reporter Leave a Comment

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A key safety issue in any home is to protect appliances, personal computers, and other sensitive electrical equipment from damage resulting from a spike in excess voltage.

This may occur during an electrical thunderstorm, for example. While most surge diverters will not protect from a direct lightning strike on the house — thankfully this is quite a rare occurrence! — they will help protect from the surge in energy caused by lightning strikes in the vicinity.

One way to keep your appliances safe is through surge protectors and plug adapters that cut out when a spike in electricity occurs. However, while there are many excellent surge protection devices, such as power boards and wall units that offer some protection for appliances, they will not give the whole house the protection against the power surge that you require.

surge protect australia

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Many people think that power boards installed in the home are sufficient to protect against power surges. However, different power spike protection products perform different tasks. In redirecting power surges to the ground, a surge diverter can provide the all-round protection that your household needs.

If you’re a homeowner and you like proper protection from excess voltage, consider installing a surge diverter.

What is a Surge Diverter?

A surge diverter (or arrestor) is a device attached to the main power board which gives protection against damaging power surges, either from outside or from within (such as from faulty wiring or appliances).

The device prevents excess power from damaging or destroying sensitive electrical and electronic appliances such as computers and audio gear.

How Does It Work?

Surge diverters work by capturing the excess electricity that would otherwise be absorbed into the house’s electrical circuit. They will help protect the property by diverting this power away from the house by “shunting” it to the earth. Installed in the switchboard, the surge diverter will help protect against most excess energy spikes. Any electricity over 260 volts will automatically be diverted to the ground. This then renders the excess power harmless and prevents a damaging surge in your home.

Does a Surge Diverter Act as a Safety Switch for Your Home?

No. A surge diverter is not a safety switch or circuit breaker. It should be considered as a separate safety function and should work in conjunction with these devices to fully protect your home. A safety switch will monitor the electrical current through your home’s circuit and automatically cut the power within 0.03 of a second should it detect a fault.

However, a surge diverter does not act as personal protection, nor does it act through one power point. It goes further by protecting the entire property by diverting excess voltage before it travels through the circuit and causes damage.

A surge diverter is an excellent investment to protect you, your family, and your expensive electrical appliances from a dangerous surge in power. In conjunction with other surge protection measures such as power boards and safety switches, a surge diverter can play a central role in keeping your house safe. The cost of a diverter is small when compared to the problem of replacing expensive electrical appliances damaged by a spike or the frustration of having to deal with insurance companies to replace valuable equipment!

Remember to always practice electrical safety in your home; install a diverter as part of your overall safety plan and stop worrying about power surges today.

Author Bio

Ray Loh is the General Manager of Perth, WA based West Australian Power Protection dedicated to offering earthing, surge and lightning protection products aligned with the latest safety standards.

Filed Under: Australian, Technology Tagged With: Business, Industry, Real Estate

Top 10 Best Home Security Cameras for 2019

March 31, 2019 by Reporter Leave a Comment

One always cares about the security of their house and valuables when they are away from it. Using video surveillance & Security Cameras is now a new trend around the world.

It allows homeowners to ensure visitor identification, provide evidence for insurance claims, check what is happening in the observation area, watching the activities of kids and relatives, records the facts of theft or misappropriation of property & other acts of criminal activity.

There are many companies that offer security cameras with installation Services. Let’s have a look at some popular names now.

  1. Nest Cam

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Home security camera Nest Cam is designed for home surveillance. It offers round the clock video in real time. At 130 degrees, a wide-angle lens gives you visual access to the inside of your home all day long at 1080p. The camera will automatically send a warning or notification to your phone or email address along with an attached photo of activities. Its installation process is easy and simple.

It works perfectly with Amazon Alexa. The built-in microphone and speaker allow you to communicate with people in the room as it acts as an intercom. It also has a night vision capability, enabling you to see the room clearing during the day and at night.

There is the possibility of programming intelligent warnings, continuous recording of videos and storage on clouds and creating activity zones for more accurate warnings. You need to have a monthly subscription to access all the features of this smart camera.

  1. Vimtag VT-361

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The Vimtag VT-361 surveillance camera offers built-in wireless video monitoring through ultra-high resolution with a 3.6mm lens and a clear video compression format. You can use this camera to monitor pets, businesses, rest homes, the elderly, and even babysitters and nannies.

You can ensure the security of your house through live video streaming through applications on your smartphone, tablet or PC.

The Vimtag home camera offers amazing functions for home security, such as a 120-degree turn, a 320-degree tilt which is controlled remotely, motion detection, a 3x digital zoom, clear night vision up to 10 meters, accompanying snapshot notifications and two-way voice communication via the built-in microphone and speaker.

It requires Internet access in order to function properly. An internal SD card slot records video conveniently. The setup is simple and is complete only in 4 steps because of the convenient scanning of the QR code.

  1. Logitech Circle Wireless HD Video Security Camera

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The Logitech Circle Camera delivers high definition (1080p) video streaming to your home 24*7/365 days. You get instant on your smartphone or tablet for all detected activities.

With this CCTV camera, you can keep track of what’s going on inside your home and make sure everything is well in the house when you’re on vacation. This work can be performed conveniently through your phone or the Logitech app. It offers free cloud video footage and storage.

You can access those videos accessed within 24 hours from your secure private cloud. Logitech Circle has a simple setting and is portable and rechargeable.

A wide-angle lens with a diagonal of 135 degrees makes it easier for you to view what is happening in even large rooms. Companies that provide CCTV installation Services to their clients use this camera to guarantee foolproof video surveillance of houses.

  1. Lynx Indoor Home Security Camera

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The Lynx home security camera has intelligent face recognition capabilities which allow you to choose who your security camera recognizes normally and who will be considered an impostor.

With the help of the crystal-clear stream of 1080p HD Lynx video, you can clearly see each face in the video. Night (infrared) vision allows the camera to record videos even in total and complete darkness.

Its configuration and installation process is quite simple. Its camera is equipped with two-way sound (with a built-in microphone and speaker), allowing you to record the sound and listen what is happening in your house.

Lynx also offers motion detection and instant alerts to you in quick time. With the Lynx home security camera, you get a free and secure seven-day cloud storage for life.

  1. Arlo Pro

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It is a completely wireless camera. You can easily place it anywhere without worrying about its proximity to the nearest electrical outlet. It is waterproof, which makes it a versatile choice for indoor or outdoor surveillance. Also, the rechargeable battery supports fast charging and seamless sharing without requiring your camera to turn off.

It doesn’t start recording until you request a live channel. There is also a two-way audio function, allowing you to hear the sound coming from the room the built-in microphone and speak to individuals present there. It also has a sound recording function.

  1. Canary

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With this excellent Camera, you can stream real-time video of your home with a high-definition 1080p HD camera as a wide-angle camera lens (147 degrees!) offers a wide field of view. So, you can cover a large area even with a small camera. Automatic night vision and high-quality sound increase its usability up to a great extent.

Canary All-in-One is more than just a camera. It has a built-in 90-decibel siren that will start making a sound when it detects suspicious activities in your house.

Motion activated recording, remote auto on/off function and instant access to local authorities ensure you are calm while you are away. Not only this but also intelligent notifications enable you to receive instant video alerts on your devices.

It is also equipped with HomeHealth technology and has the ability to control quality, temperature and humidity. You can analyse the collected data to know how your home can affect your health.

Its installation is not needed. Just plug in Canary and connect to the Internet to use it. When you purchase it, free secure cloud storage comes along with it.

  1. Nest Cam Outdoor Security Camera

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Nest Cam security camera if fully compatible with Amazon’s Alexa- a popular home technology. Its outdoor camera provides 24/7 live video with a wide-angle lens with a viewing angle of 130 degrees.

It sends alerts and accompanying snapshots to you whenever it detects unusual activity outside your house. The camera, cable and adapter are weatherproof, which allows you to use all times regardless of the weather.

You need to have A monthly subscription to access its all features and functionalities. Even with a free trial version of Nest Aware, you can receive smart alerts and continuous cloud recording.

  1. NETATMO, NOC01-US

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It is popular among homeowners as the smartest outdoor security camera. This outdoor security camera records videos in real time.

The live footage detects and warns you about things that happen outside your house. The camera can easily distinguish between people, cars and animals.

It has a built-in intelligent spotlight that turns on when it is necessary to prevent unnecessary happenings from taking place. It has e floodlight capability, which makes it unobtrusive and “invisible. Furthermore, recorded videos are stored on the microSD card of your home security camera with the ability to store video on Dropbox or on your personal FTP server.

It also offers infrared night vision, which increases your ability to view what is happening outside of your home 24*7/365 days.

  1. DAHUA SD22204T-GN

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This a perfect camera for home security. It Turns almost 180 degrees as per the user’s instructions. Three hundred positions are programmed into the device memory, which can be changed if needed.

It comes with a lens with the ability to adjust the focal length to increase the scale of the image. It has small dimensions – 132x132x116 mm and performs encoding using three streams.

  1. EZVIZ MINI PANO

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This is an excellent home security camera is in a round shape, which comes with a warranty period of 12 months.

With Maximum resolution 1344×1344, Weight- 200 grams, Dimensions -70x70x70 mm, and wireless connectivity- it is a nice camera for home security and real-time monitoring. Its 70x70x70 mm size allows the device to remain unnoticed for a long time.

Its viewing angle is 360 degrees, enabling it to capture videos from all angles.

Final Words

There are many affordable and convenient home cameras available on the market. First, identify your home security needs very well to choose the best camera. We hope you find your favourite home security camera in this list. Best of luck.

Author Bio

Lisa Cooper work as a blogger with Fixtel – an Australian owned and operated telecommunications company offers CCTV & Security System Installation in Australia. She loves to write insightful blogs & articles on the security Gadgets and Components of a Telecommunications System.

Filed Under: Australia, NT, Perth WA, Shopping, Sydney, Technology, Victoria, WA Tagged With: Gadgets, House, Security Password, Surveillance

Manage Your Expectations – What to Look For in a Property Manager

March 26, 2019 by Reporter Leave a Comment

Being a property owner is an incredible feeling, and it comes with untold benefits. What you may overlook is how consuming it can be to manage your property while also living your life and looking out for that next investment opportunity. Fortunately, there is a solution that has helped millions of homeowners come out on top, and able to mitigate the direct property management and bypass all the drama that can come with the rental market. Hiring a property manager is a worthy investment, but they are not all made equal. If you’re on the hunt for a property manager that will simplify your life, here is what you need to look out for so that you secure a great manager.

Great communication

It’s that million dollar question that everyone answers differently – how much contact is optimal with your property managers in Melbourne? A manager worth their salt will work out quickly just how involved you want to be, and when information should be expedited to you directly or withheld due to insignificance. If you yourself are not sure what sort of communication regime you are looking for, feel it out and understand what their communication structure is with their other investment owners and what they feel is balanced for you.

Reliable and reactive

When residential or commercial tenants are not in your properties, it can be stressful. No matter how good your property manager is, this is simply going to be a fact of life. A good property manager, however, will mitigate that rental income shortfall and be reactive enough to lineup another candidate and get contracts signed swiftly.

None of this is to say that there isn’t a rigorous screening process, it simply means that they will have warm leads ready to go should a lease be broken. An even better property manager will have a sense of whether a tenant is getting itchy feet or looking around, and can work with you to put wheels in motion should that transpire.

Portfolio management

How many properties do you currently own, and more importantly, how many do you wish to own? The number of properties and the size of these developments will govern what sort of property management arrangement you should seek and whether that will need to change as your portfolio expands.

The quality of a property manager does not vary depending on the size and number of your properties, so do your research before you choose. If your portfolio is split over more than one state as an out of state investor, you will need to decide upon the location of where you wish your property manager to reside.

Market driven

The property market is about as agile as it comes, rising and falling all too frequently. While you may not have your finger on the pulse nine times out of ten, it is a reasonable expectation that your property manager does. Look for a company or individual that live and breathe the property market so that they can advise you of the climate as often as you need, and spot opportunities for your existing and future assets.

Like any profession, there are people that see their job as just that – a job. Find that X factor within your next property manager and you will both have a long and successful future together.

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You’ve worked hard to build your portfolio, and you want to see it managed and cared for with the same love and attention that you wish to deliver. By taking the time to find the right fit for you, you can set yourself up for an autopilot approach to your assets as you know they are in safe and more capable hands.

Filed Under: Property, Real Estate Tagged With: Investing, Loans, Small business

5 Steps to Win a House Competition in Australia

March 24, 2019 by Reporter Leave a Comment

Winning a dream house is a thrilling experience. Just imagine owning your dream house overnight by simply buying a prize home ticket is pretty exciting and daring. Most people end up losing because there has to be only one winner who takes the prize home.

winning a brand new house lotto

Here are some of the tips that you can apply to increase your chances of winning a house competition in Australia:

1. Identify a Currently Active House Competition

Most house competitions are usually advertised on television and newspapers. You can also do a web search about the house giveaways and lotteries currently active in Australia.

Go through all the dream home lotteries and choose the one that suits you. You can choose the one with the best offers such as bigger homes in safe neighbourhoods or even an extra car.

You can also decide on home lotteries that support charitable causes to avoid feeling hurt when you lose in the contest; You will comfort yourself by being convinced that your money ended up saving lives.

2.Conduct Background Searches About House Competitions

You must first confirm a competition’s legitimacy to win any lottery. Some house competitions are not authentic and end up robbing people who take part. You must, therefore, confirm if it is authenticity before proceeding to buy a prize home ticket.

Visit their website and consider the source of information about the tickets. You should also investigate whether there have been complaints against the sponsoring company. Ask your colleagues about the legitimacy of the home ticket competition. One of a reliable organisation is these prize homes at yourtown, where you can win a prize home and support young people and families in Australia.

Add words like ‘Scam’ to the name of housing competition when doing a web search to see if the competition is not as authentic as it presents itself. By doing all these things, you reduce the chances of losing money by buying a ticket for a competition that is not legitimate.

3. Check the Rules to Avoid Being Eliminated

Breaking rule is the fastest way to get disqualified from any competition. To increase your chances of winning the dream house, you must strictly follow all the instructions about the competition. You need to read all the guidelines at least twice to avoid missing out on essential rules that could kick you out of the contest at an early stage.

Give all the details required to take part in the competition. If they need your full names and date of birth, then present the details.

4. Purchase Your Prize Home Tickets from Different Places

If the house competition allows you to buy multiple tickets, your chances of winning are high. Some people believe that buying tickets from different people and locations can increase your winning probability. Buying multiple tickets in this manner prevents you from having consecutive numbers. Therefore, your winning chance is high when you have different ticket numbers. So if you want to win a house, please try this trick; you never know if you will win.

5. Read the Guidelines to Check for Additional Ways of Winning

Thoroughly review the guidelines and information provided about the competition. You may notice an extra means of winning your dream house from these guidelines. You can also get more tactics by visiting the websites of companies promoting the house competition. Read the section on how to enter the contest in such websites because you may discover additional entries that may increase your chances of winning.

The secret to winning a lottery is the same in all kinds of competitions whether you want to win a car or a house: buy as many tickets as possible from different sites and locations and stick to the rules of the competition. Go ahead and give it a trial; you might win a dream house and become a homeowner sooner than you expected!

Filed Under: Lifestyle, NT, Perth WA, Property, Sydney, Victoria, WA Tagged With: Financial plan, Home loans, Property

A Look at the AusCERT2019 Cyber Security Conference

March 24, 2019 by Reporter Leave a Comment

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Photo © Pixabay

AusCERT is holding its annual conference from 28 to 31 May 2019 at the Surfers Paradise Marriott in the Gold Coast. AusCEPT is a leading Cyber Emergency Response Team CEPT information security advisor for different sectors.

Different organisations in Australia join the network and benefit from the response services of the team on different issues involving cybersecurity.

Both members and non-members can attend the conference, which has various elements making up the agenda. The first two days cover tutorials while the actual conference takes place on the last two days.

More About AusCERT

The Australian CERT was established in 1993 as a non-profit that is part of the University of Queensland in the Information Technology Services. AusCERT served as the national cyber emergency response team until 2010. It is one of the first contacts that organisations have when dealing with security incidents.

AusCERT was created to help members detect, respond, mitigate and prevent cyber-related attacks. The response funds itself through registration fees from members, service contracts and the annual conference.

AusCERT is responsible for monitoring threats and vulnerabilities on a global scale. It then develops strategies for mitigation and prevention of different types of risks. The team has numerous global contacts across the world that allows it to gather accurate information on emerging cyber threats. As part of global CERT, the cyber security Australia team gets early warnings about threats for which members benefit a lot.

The response team has an incident management service that is responsible for stopping a cyber attack in progress. Members can also rely on this service to help them recover after an incident. AusCERT has a Security Bulletin Service, which is a report containing data from varying sources about different internet security issues.

AusCERT 2019

Every year, AusCERT holds a cyber security conference that has remained the longest running in Australia. About 700 participants, both individuals and organisations, attend the event. The conference is designed to offer companies and internet security experts the tools they need to enhance their response to attacks.

From in-house IT teams to white hat hackers and other internet security experts, the 2019 conference provides an opportunity for industry players to interact and discuss issues like cyber security management. Social events are also part of the program including a Gala Dinner that incorporates industry awards. Participants have the chance to visit the Gold Coast and enjoy what it has in store.

The Agenda

On the first day of tutorials, participants will undertake a malware traffic analysis workshop, open source security orchestration, malware analysis, MISP training, TLS training, digital forensics and social engineering. For the second day of tutorials, attendees will learn how to think like an analyst, the risk management of cyber security, x86 assembly fundamentals, hacking of Bluetooth low energy, practical data science, TLS training and digital forensics. On 30 and 31 May, keynote speeches will take place.

The keynote speakers at the 2019 AusCERT cyber security conference are Mike Hypponen and Troy Hunt. Hypponen is a renowned TED Speaker on matters of tech security. He is also the CRO (Chief Research Officer) of F-Secure. Hypponen is an author for various global publications including Scientific America, The New York Times and Wired. Hunt is a Microsoft Regional Director and an independent security trainer. He founded HIBP (Have I Been Pwned) a data breach monitoring and notification service. Adam Spencer, a lover of math and a comedian, will be the event’s MC. Speakers for the main program and tutorials are from different global and regional companies.

AusCERT2019, organised by GEMS Event Management, will be a congregation of organisations from across the region looking to gain more knowledge about cybersecurity and its various facets. AusCERT provides information about the registration of members and non-members for the conference.

Filed Under: Crimes, Technology, Website Tagged With: Education, Online website, Security Password, Training

A Dose of Drive – The Productive Benefits of an Office Coffee Machine

March 24, 2019 by Reporter Leave a Comment

Did you know that 2.25 billion cups of joe are consumed around the world, every single day? That’s a lot of coffee’coffe vendor business australia

 But after all, it’s one of the most popular drinks around. And that’s no surprise – who doesn’t love a steaming, fragrant, delicious cup of “let’s wake up right now” every morning when getting ready for work? It helps you get things done, whether it’s in the office or around the house.

In fact, a workplace without a steady source of productivity beans is a workplace that is seriously low on morale. So, if you’re in charge of an office, workshop, warehouse or other place of business and your staff don’t have access to that sweet, sweet arabica, you need to discover the benefits of an office coffee machine, post haste.

Great for morale

Getting an office coffee machine, whether it’s buying one or investing in coffee machine hire, is a great way to boost the morale of your staff. First of all, who doesn’t like a free cup? By putting on some gratis brews, you’re showing your staff that you value them and that you are being generous. They’ll appreciate it and work harder for you, day in and day out. Secondly, a coffee machine is a great way to encourage your staff to get together and bond. Trust us, the thing will run hot most mornings from 8 till lunchtime. People will gather around the machine, getting cups and having a chat, laugh or discussion.

Productivity booster!

Coffee increases productivity, there’s no denying it. This is because coffee contains caffeine, a central nervous system stimulant. A good dose of caffeine will wake up employees and get their brains whirring and into gear – setting them up for a productive and innovative day. A few cups can turn the most dreary meeting into a dazzling brainstorm of activity, so by installing a coffee machine in your office you’re actually investing into your business. The return on investment may not be as noticeable as a growing bank balance, but long term productivity and employee engagement are rewards enough.

Keep it stocked and serviced

A coffee machine that runs out of beans is a serious risk to your bottom line. Watch morale plummet and the grumbles begin when the beans run out. To counter this business risk, keep a healthy stock of beans ready to grind and brew into that nectar of commerce. If you’re running a huge office or a multi-level building, then try to find some wholesale beans – you’ll pay less per kilo and ensure you’ve always got a steady supply.

Likewise, a good coffee machine is a like a prestige automobile, it needs a bit of tender loving care to keep it running smooth. Your office coffee machine will need a regular service, and, sometimes, it’s going to break down and need repairs. The company that leases it to you should be able to provide this service, or you can find a third party. Either way, ensure it gets a regular checkup and immediate repairs when broken – you don’t want your staff going back to instant swill, after all.

Brewing it up

 

An office coffee machine is great for morale and staff culture and will bring your teams together. It will also provide a major lift in productivity due to the stimulant properties of caffeine. Ensure that you keep a good stock of roasted beans on hand to make that delicious joe, and ensure that you service your machine on the regular and fix it promptly if it breaks down.

Filed Under: Australia, Business, Small Business Tagged With: Retailers

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