For some it might still have a ‘mumsy’ or ‘poor person’ stigma attached, but the layby is becoming more and more accepted as a way for credit-shy (or already in debt) consumers to pay for the things they want and need without going into the red, or sacrificing too much else. In fact it’s part of a lot of sensible financial advice tombs too. It still isn’t openly encouraged at … [Read more...] about Why your business should offer layby (if it doesn’t already)
Business Start Up – Caroline’s Skin Care
Caroline's Skincare is now a established skincare product in the market. Read how Caroline’s Cream Products was born and launched into the market How I started my business (Start up story) Twelve years ago I developed eczema on my hands so severe that when my daughter was born I couldn’t bathe her without excruciating pain. Nothing I used worked so I decided to develop my … [Read more...] about Business Start Up – Caroline’s Skin Care
Bankwatch – Rate Cut Update
2 October 2012 - At its meeting today, the RESERVE BANK OF AUSTRALIA Board decided to lower the cash rate by 25 basis points to 3.25 per cent, effective 3 October 2012 Treasurer Wayne Swan welcomed the RBA's decision, saying "Australians deserve cost of living relief and today that's what they got". Change in rate cut – Oct 2012 Monetary policy … [Read more...] about Bankwatch – Rate Cut Update
Hungary Citizens can now claim social benefit with new social security agreement with Australia
A new social security agreement by Australia and Hungary will come into force from 1st October 2012 , which was signed by Kevin Rudd and the Hungarian Foreign Minister (Dr János Martonyi) on 7th June 2011 in Budapest. Australia has a number of formal social security agreements with a variety of countries. These agreements may help you … [Read more...] about Hungary Citizens can now claim social benefit with new social security agreement with Australia
How Pooch mobile got a jump start
In 1985 when I was 16 I started a dog clipping and grooming service operating from my parent’s back yard. I grew up in a self-employed family who shared my love of animals, especially dogs. With their support and guidance and a lot of determination, I went into business by myself. I was lucky to be doing something I loved and earning money from it. Mobile Hydrobath For dogs … [Read more...] about How Pooch mobile got a jump start







